Teachers *  About LFK * LFK en Espanol * Search LFK:   
Arizona
LFK Home Speak Up! Stories Toons Laws Justice for All Law Docs Change It! Games Links
Search Questions
 Speak Up! Topics
  Arrested (61)
  Banking (5)
  Bullying (6)
  Contracts (5)
  Credit (4)
  Curfew (44)
  Drinking (25)
  Driving (187)
  Emancipation (67)
  Family (219)
  Guns and Weapons (23)
  Housing (17)
  Illegal Substances (91)
  Jury Duty (15)
  Marriage (16)
  New Laws (15)
  Other (378)
  School (118)
  Sexual Assault and Misconduct (31)
  Trouble (34)
  Vandalism and Property Damage (8)
  Violence (87)
  Voting (6)
  When You Turn 18 (107)
  Work and Employment (24)

Latest Questions
  • Is it illegal to download foreign items that is not licensed in United States?

  • I have a questions for you. Since i'm emancipated do I still have to have my parent sign for me to get a tatoo in arizona. And if not would i have to bring the emancipation papers with me to get a tatoo.thanx for answering all my questions.

  • how many people can i have in my car,and what is the curfew in goodyear,az

  • what is the cerfew for pinetop-lakeside, az?

  • Can I get emancipated if I'm only 15, if I'm pregnant, and still going to school? And can I live with my boyfriend which he has a job and will prvied everything needed for me and my baby.

  • Search Dictionary

    Tell a friend about this page!
    Type a friend’s email address into the box below, then hit ‘send.

    Speak Up! - View Question #19142


    printer friendly version

    Question: Can a lender have different rules for making loans to women, men, or minorities?

    Answer: No. The Federal Equal Credit Opportunity Act (ECOA) ensures that everyone has an equal chance to obtain credit. This doesn't mean that everyone who applies for credit will get it. Factors such as income, expenses, debt, and credit history are considerations. It does mean that a creditor may not discourage you from applying because of your sex, marital status, age, race, national origin, or because you receive public assistance.

    Comments
    1 thru 2 of 2 comments    [ 1 ]   
    On 02/10/08
    Phil from AZ said:
    As a former Branch Manager of a Mortgage Broker I can tell you that the loan officer was telling you that your income could not be found - not that you had not found a house. If you income was from anything other than a W-2 reporting job you need to prove your income or come up with 20-30% down.
    On 09/30/07
    Naomi from CA said:
    I will say one thing about this, people discriminate against women and income all the time. I have been told numerous times to bring my husband back with me. Even when I had income and one loan officer told me that I couldn't buy any property with my income because it wasn't to be found. I responded that she should qualify me and I would find what I wanted to buy. They just want an easy loan to write. As for suing for discrimination you have to know how to access legal representation and this takes alot of time and persistance and the right willing lawyer.
    1 thru 2 of 2 comments    [ 1 ]   



    Read more about the law and When You Turn 18 and Credit
    Related Stories
    • When You Turn 18
      • No stories found!
    • Credit
      • No stories found!
    Related Laws
    • When You Turn 18
      • No laws found!
    • Credit
      • No laws found!
    LFK Home   |   Speak Up!   |   Stories   |   Toons   |   Laws   |   Justice for All   |   Law Docs   |   Change It!   |   Games   |   Links
    Disclaimer: The information contained in this site is made available as a public service to the general public and is not intended to serve as legal advice. You should consult a trained legal professional for questions you may have about the laws affecting juveniles or any legal interpretations.

    Send Feedback regarding website content or to report bugs.
    Copyright © 1998 - 2017. Arizona Foundation for Legal Services & Education, All rights reserved

    Privacy Policy  |  Terms of use  |  Disclaimer  |  Contact Us