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Speak Up! - View Question #19141 |
 printer friendly version
Question: Does a bad credit history ever go away?
Answer: That depends on the seriousness of past problems. The files may go back seven years or ten years for bankruptcies. You may obtain your file for a fee to review what has been collected from your credit history.
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| Comments |
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On 02/20/09
M.J. A from AL said:
i believe that for those who are younger than 20 years of age should be given a chance. since they are new to this. in school this subject isnt taught
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On 09/30/08
Lin from AZ said:
Negative items on your credit report stay with you for seven years, you wil have troube getting credit, buying a car, renting an apartment, etc...
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On 02/12/08
Fred from KY said:
Eeach state has their own rules as to when negative credit disappears.
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On 09/05/07
Nathan from AZ said:
Does credit history when you are a minnor carry on when u are a adult
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On 03/18/06
MOE from AZ said:
STEVE IN TEXAS. LET ME ADD ONE THING TO BANKERS STELLAR ADVICE. IF YOU TRY REPAIRING YOUR OWN CREDIT YOU DONT HAVE THE EDGE OF PROFESSIONAL COMPANY WHO HAVE FEDERAL LAW BEHIND THEM. CREDITOR HAVE TO RESPOND TO THEIR INQUIRIES, WITHIN A CERTAIN AMOUNT OF TIME BY LAW, THAT SHOULD BE THE SAME IF YOU DID IT YOURSELF I KNOW, BUT THE REAL WORLD IS THE COMPANIES THAT MAKE A LIVING AT IT KNOW ALL THE LAWS, HAVE STAFF ATTORNEYS, AND WORD THE DISPUTES JUST RIGHT. I KNOW I TRIED REPAIRING MY CREDIT MYSELF AND I GAVE UP IN FRUSTRATION, THEY WOULD NOT GIVE ME THE TIME OF DAY. I STILL HAVE LOUSY CREDIT.
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