I moved out of my house and have to buy a car. There is no one willing to put a car in their name...and I can't pay everything up front. How can I go about doing this legally?

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Question: I moved out of my house and have to buy a car. There is no one willing to put a car in their name...and I can't pay everything up front. How can I go about doing this legally?

Answer: It is great that you are trying to take responsibility and buy your own car. However, credit companies have strict rules about lending money.

Unfortunately if you have to borrow the money because you don't have it up front, you would most likely be considered a 'high risk' borrower due to age and lack of financial resources. Unless you can get someone to "co-sign" on the loan, you will have difficulty in receiving one.

A co-signer on a loan is someone who signs with you, not for you. They are only responsible if you don't pay for the loan. Someone who trusts you may wish to co-sign for you.

Good luck!

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1 thru 1 of 1 comments	[ 1 ]
On 11/21/05 Rick from OH said: MY FIANCEE AND I BROKE-UP AND I AM A CO-SIGNER FOR HER FOR A CAR LOAN.SHE HAS GOOD CREDIT BUT NOT GOOD ENOUGH TO GET MY NAME OUT OF THE LOAN.THE THING IS SHE IS SAYING THAT I AM THE NUMBER 1 BUYER.I HAVEN'T PAID A DIME ON THAT CAR LOAN.PLEASE HELP IN ANYWAY.
1 thru 1 of 1 comments	[ 1 ]

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