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Speak Up! - View Question #75 |
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Question: What is the fine for driving without insurance?
Answer: The No Insurance law in Arizona
(ARS 28-4135) carries
a civil, not criminal, penalty. The fines for breaking this law have a 77% surcharge
added to them and some courts also add "user fees", so the actual
fine is usually more than what is listed below. The penalties are as follows:
1st Offense - $250 fine with surcharge = $442.50
The Judge can also suspend your license and registration for Three Months,
although this is seldom done on a first offense.
2nd Offense - $500 with surcharges = $885.00 Drivers
license and registration suspension for Six Months is sometimes given on second
offenses.
3rd Offense - $ 750 with surcharges = $ 1,327.50
A one-year license and registration suspension is required.
The law contains a provision (ARS
28-4137) that allows the Judge to waive some or all of the fines if you
bring proof to court showing you have purchased a six-month insurance policy
on the vehicle. Often the Court will reschedule the case for about a month to
give you a chance to get the insurance, since the main reason for the law is
to make sure everyone is driving with insurance. You are better off using your
money to get insurance than to keep paying big fines for not having it.
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| Comments |
| 11 thru 15 of 15 comments |
On 01/13/04
ed from CA said:
hey joe, so what happened? i was caught in a simliar fashion with no license and no insurance. let me know. thanks take care!
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On 01/05/04
LMBR from NJ said:
WHAT WOULD BE THE CONSEQUENCES FOR DRIVING WITHOUT INSURANCE OR REGISTRATION ON THE 1ST OFFENSE?
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On 11/18/03
Joe from CT said:
Just got caught speeding 70 in a 40. No registration and no insurance. My court date is DEC 1, 2003, wish me luck
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On 03/31/03
Cathy from CA said:
I was trying to find information on driving without insurance or a valid California Drivers license. I know the rules I have both insurance and a valid license. But in the complex that I live in I know that the tenants in the building I live in do not have a license, because I heard it straight from them. They claim they only have a license from their country. But they have been here over 1 year. The thing is parking is a problem here. They take up too much parking. And when a car gets taken away, they buy another car under a different name. Besides, they already have had 4 cars removed from
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On 07/31/02
donald from MN said:
wow!!! 200 plus, well i never got one because it was my parents car, not sure why i didnt get a ticket but glad not to get one. but always have or carry insurance cause every place is diffrent and its changing where im at, im always prepared for a PULL OVER.
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