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    Speak Up! - View Question #19129

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    Question: What are some things to consider before opening up a bank account?

    Answer:

    There are several things that you should consider before opening a bank account:

    • Is there a minimum balance on the account?
    • Is there interest that can be earned on this account?
    • Is there a monthly service charge?
    • Is the account charged for each check written?
    • Is there a fee for use of the Automated Teller Machine (ATM)?
    • Are the canceled checks returned or kept at the bank?
    Comments
    1 thru 2 of 2 comments    [ 1 ]   
    On 03/18/06
    MANAGER from HI said:
    MAKE THE BANKS COMPETE FOR YOUR BUSINSS, SOMETIMES THEY THINK IF THEIR COMPETETION IS OFFERING SOMETHING THEY ARE NOT . THIS MAYBE YOUR FIRST VENTURE IN A BANK WITH YOUR MONEY, BUT YOU ARE PROBABLY GOING TO STICK WITH THE BANK THAT YOU HAD WITH YOUR FIRST GOOD EXPERIENCE. ALSO ON THE CHECKS ORDER THE ONES THAT HVD
    On 03/18/06
    WISE OLD MAN from MN said:
    FIND OUT WHAT KIND OF LOANS ARE AVAILABLE, AND ARE YOU ELIGIBLE, FOR SAY AN AUTO LOAN. WHAT WOULD BE BALANCE REQUIRED FOR AN AUTO LOAN. USE CHECK TO WRITE BILLS WITH ONLY. USE YOUR ATM FOR CASH WITHDRAWLS ONLY, THAT WAY WHEN YOU BALANCE YOUR CHECKBOOK YOU CAN MINUS YOUR ATM WITHDRAWLS IT IS A WAY OF GETTING A BALLPARK FIGURE ON YOUR BALANCE IN YOUR ACCOUNT. DONT FORGET YOUR ATM CARD CAN BE USE IN A PURCHASE, JUST LIKE WRITING A CHECK, IT WILL BE DEDUCTED FROM YOUR ACCOUNT DONT FORGET TO ENTER YOUR WITHDRAWLS AND DEBITS AS SOON AS POSSIBLE, DON'T RELY ON YOUR MEMORY TO ENTER YOUR DEBITS.
    1 thru 2 of 2 comments    [ 1 ]   


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